We USA couple, using USA egg donor with dh sperm. My understanding is that only the biological parent is on the birth certificate.
I am the primary carrier of an HMO/PPO with out of network coverage.
Does anyone have any experience with this?
1. Will USA HMOs work with India hospitals for additional expenses, such as neonatal intensive care costs if the baby is born pre-mature.
2. If the child is not legally mine yet, how do we provide ins coverage for baby until I legally adopt the baby?
3. What have been your additional hospital costs, especially those who's baby(s) were premature, etc?